If you’re going through a divorce, you know that the process can be complicated and emotionally challenging. One of the most difficult parts? Navigating the financial side of things. Taking out a mortgage is one of the most important financial decisions you will ever make, so getting the best advice from someone who knows what they’re talking about is essential. That’s why working with a Certified Divorce Lending Professional (CDLP) can be invaluable. Here’s how they can help you find the best possible mortgage solution during your divorce.
What is a CDLP?
A CDLP (Certified Divorce Lending Professional) is a specially trained individual who has undergone extensive education on the complexities of divorce and real estate financing. They know all aspects of divorce lending, from legal considerations to credit score effects to loan program guidelines. A CDLP has the expertise to guide clients through complicated transactions while considering their unique needs. By working with a CDLP, you can rest assured that your finances are in good hands and that your best interests are always a top priority.
The Benefits of Working With a CDLP
When you work with a CDLP, they will consider all parties involved to provide an impartial view of available options for financing. They focus on finding solutions that meet all parties’ needs without sacrificing anything valuable in either party’s financial situation. Plus, having someone there who understands both sides of the equation can help prevent costly mistakes or oversights that could have severe consequences down the line. Finally, since CDLPs specialize solely in mortgages related to divorces, they have an intimate understanding of how this process works and can help guide you through any bumps along the way.
Use a Qualified CDLP
Finding a qualified CDLP doesn’t have to be complicated. Look for someone who has earned a certification from the National Association of Divorce Professionals (NADP). This certification requires applicants to complete 30 hours of specialized training, pass an exam covering topics such as legal issues, credit score effects, and loan programs related to divorce lending, and commit to adhering to NADP’s Code of Ethics and Standards Practices when conducting business with clients or referring them out for services pertaining to real estate financing during or after their divorce proceedings. Additionally, it helps if they offer free consultations so you get acquainted with them before signing any paperwork or moving forward with anything binding.
Strategic Mortgage Solutions Offers CDLP Advisors
Strategic Mortgage Solutions offers divorce lending services from our CDLP advisor. All our brokers are experienced and qualified, so you don’t have to worry about all the details. Our advisors will support you every step of the way, whether it is deciding on refinancing or getting a second mortgage for a new property purchase. With their assistance, you may be able to anticipate costs, strengthen your credit profile, and make more informed decisions about your financial future. For those who need specialized advice when navigating mortgage requirements during a divorce, don’t hesitate to contact Strategic Mortgage Solutions today. Their professionals are here to provide experienced guidance as you look toward after-divorce financial freedom. Feel free to walk on in, call 541-275-1148, or, if you’re the introverted kind, email them now and get connected with a CDLP advisor today!