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USDA Home Loans

If you are looking for a home in a more rural area, a USDA home loan in Oregon might be your best option. USDA home loans are loans for home buyers looking to live in smaller, rural communities. The USDA home loan has a zero down payment requirement. Scroll to learn more or APPLY TODAY with one of our mortgage lenders. 

USDA Home Loans

If you are looking for a home in a more rural area, a USDA home loan in Oregon might be your best option. USDA home loans are loans for home buyers looking to live in smaller, rural communities. The USDA home loan has a zero down payment requirement.

How Does a USDA Home Loan in Oregon Work?

There are three main types of USDA homes loans. These types are:

1. Loan Guarantees

Much like the FHA loan, this loan is a guarantee to the lender which helps your interest rate to stay low.

2. Direct Loans

This loan is for low and very low-income earners wishing to buy a home.

3. Home Improvement Loan or Grant

This USDA loan option can be an award to qualifying homeowners.

Pencil on blueprints of home plan for building with USDA Home Loan in Oregon

How to Qualify for a USDA Home Loan

There are many qualifications a homeowner must have in order to receive a USDA home loan. Because of that, it’s always best to contact us to ensure you qualify. Here are just a few of the requirements:

  • The borrower must be a U.S. citizen
  • You must have a consistent income for the past 24 months
  • There can’t be any accounts in collections for the past 12 months

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To learn more contact our office. We’re happy to answer any questions! If you’re ready to go, APPLY NOW.

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911 Country Club Rd, Suite 390
Eugene, Oregon 97401

(541) 275-1148

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911 Country Club Rd, Suite 390
Eugene, Oregon 97401

 

(541) 275-1148

Like Us on Facebook!

LinkedIn