(541) 275-1148 [email protected]

Portfolio Loans

Portfolio loans are where the lender keeps the loan in-house instead of selling it to investors. These loans are great for people looking to have investment properties or are in unique situations. Read on to learn more or APPLY TODAY.

Portfolio Loans

Portfolio loans are where the lender keeps the loan in-house instead of selling it to investors. These loans are great for people looking to have investment properties or are in unique situations. Read on to learn more or APPLY TODAY.

Perks of a Portfolio Loan

There are many advantages of using a portfolio lender. Just some advantages are:

  • There are better approval odds for unique or complicated credit or financial profiles
  • There is greater flexibility to acomodate your needs (different terms, lower down payment)
  • Portfolio loans are friendly to real-estate investors
  • These lenders can be local to Eugene, or wherever you are in Oregon

Is This Loan Right for You?

There are many different types of people these loans are best suited for like foreign-born nationals that have difficulty buying a home for multiple reasons, 1099 employees (private contractors), or people that just have had their credit tank for various reasons (hey, it happens).

Some of the things that can harm credit and cause someone to lose their chance at a more traditional loan are:

  • Divorce
  • Past foreclosure
  • Tax liens
  • Too many collection accounts
  • Any late payments in the past 24 months

Is the Portfolio Loan Right for You?

There are many different types of people these loans are best suited for like foreign-born nationals that have difficulty buying a home for multiple reasons, 1099 employees (private contractors), or people that just have had their credit tank for various reasons (hey, it happens).

Some of the things that can harm credit and cause someone to lose their chance at a more traditional loan are:

  • Divorce
  • Past foreclosure
  • Tax liens
  • Too many collection accounts
  • Any late payments in the past 24 months

Get Your Investment Properties Approved

One of the frustrations of real-estate investors is finding funding. Portfolio loans have helped investors purchase:

  • Condos and hotels
  • Multi-sse commercial property
  • Berm homes
  • Log cabins
  • Homes that don’t conform to current local building codes or uses

We’re Here to Help

Contact Us Today

If you are looking for a second chance or could use lending for unique properties, the portfolio loan could be right for you. Contact us with questions or APPLY NOW.

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911 Country Club Rd, Suite 390
Eugene, Oregon 97401

(541) 275-1148

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911 Country Club Rd, Suite 390
Eugene, Oregon 97401

 

(541) 275-1148

Like Us on Facebook!

LinkedIn