Our Blog
Our blog is a great resource to help keep you in the know on the latest mortgage industry news and trends. Hear what our brokers have to say, first hand, and learn more about the industry from our experts.
Our Blog
Our blog is a great resource to help keep you in the know on the latest mortgage industry news and trends. Hear what our brokers have to say, first hand, and learn more about the industry from our experts.
Should You Get an Investment Property Loan? Pros and Cons Explained
Are you thinking about stepping into the real estate investment arena? Investment property loans might be just what you need to get started. Understanding the benefits and disadvantages of these loans is important, whether you're eyeing rental properties or looking to...
Should I Refinance My Mortgage Before the Holidays? Key Factors to Consider
As the holiday season draws near, many homeowners start contemplating their financial decisions- particularly those that could affect their budgets and future financial stability. A key question to consider is: should I refinance my mortgage? whether refinancing your...
Have a 670 Credit Score or Higher? How Does it Affect Your Mortgage Options?
When you apply for a mortgage to purchase a home, your credit score will play a significant role in the interest rates affixed to your loan. While mortgage options exist for borrowers with less than a 670 credit score, those with scores higher tend to have options...
Is Now the Time to Buy a House? A Practical Guide for First-Time Homebuyers
As the housing market continues to evolve, many potential buyers find themselves asking the critical question: Is now the time to buy a house? With fluctuating interest rates, varying home prices, and shifting economic conditions, determining the right moment to enter...
Can You Rent Your House If You Have a Reverse Mortgage?
Can you rent your house if you have a reverse mortgage? Many homeowners might ask this question, especially as they age and consider different ways to manage their finances. This type of loan allows people who are 62 or older to borrow against the value of their home,...
FHA Construction Loan Basics to Build Your Own Home
Buying a home in Eugene, Oregon, takes creativity, as houses are expensive and in short supply. An FHA construction loan makes creating a home an achievable dream. Keep reading to find out how these particular types of home loans can lead you to homeownership. FHA...
Understanding the Housing Market Crash
The term housing market crash might sound scary, especially if you or someone you know is looking to buy or sell a home. A housing market crash happens when house prices suddenly fall, often due to fewer people being able to or wanting to buy homes. Let's explore why...
Cash Out Refinance vs Home Equity Loan: Which is the Better Financial Option?
Are you a homeowner looking to tap into your home's equity for financial purposes? If so, you may have encountered two popular options: cash out refinance and home equity loans. Both options allow you to access the equity in your home, but they differ in terms of...
Inflation, Interest Rates, and the Oregon Housing Market: What to Know
After months and months of rate increases, the Federal Reserve may finally be seeing the results of its efforts to calm inflation. The November 14, 2023, Consumer Price Index (CPI) slowed to 3.2%. Though still above the Fed’s targeted 2%, the reading came in lower...
A Step-by-Step Guide to Navigating Mortgage After Death for Loved Ones
Losing a loved one is never easy, and it's even more challenging to navigate the various financial and legal matters that arise after death. One such topic is understanding a deceased loved one's mortgage and what happens to it after they pass away. In this blog,...
