Our Blog
Our blog is a great resource to help keep you in the know on the latest mortgage industry news and trends. Hear what our brokers have to say, first hand, and learn more about the industry from our experts.
Our Blog
Our blog is a great resource to help keep you in the know on the latest mortgage industry news and trends. Hear what our brokers have to say, first hand, and learn more about the industry from our experts.
Can You Rent Your House If You Have a Reverse Mortgage?
Can you rent your house if you have a reverse mortgage? Many homeowners might ask this question, especially as they age and consider different ways to manage their finances. This type of loan allows people who are 62 or older to borrow against the value of their home,...
FHA Construction Loan Basics to Build Your Own Home
Buying a home in Eugene, Oregon, takes creativity, as houses are expensive and in short supply. An FHA construction loan makes creating a home an achievable dream. Keep reading to find out how these particular types of home loans can lead you to homeownership. FHA...
Understanding the Housing Market Crash
The term housing market crash might sound scary, especially if you or someone you know is looking to buy or sell a home. A housing market crash happens when house prices suddenly fall, often due to fewer people being able to or wanting to buy homes. Let's explore why...
Cash Out Refinance vs Home Equity Loan: Which is the Better Financial Option?
Are you a homeowner looking to tap into your home's equity for financial purposes? If so, you may have encountered two popular options: cash out refinance and home equity loans. Both options allow you to access the equity in your home, but they differ in terms of...
Inflation, Interest Rates, and the Oregon Housing Market: What to Know
After months and months of rate increases, the Federal Reserve may finally be seeing the results of its efforts to calm inflation. The November 14, 2023, Consumer Price Index (CPI) slowed to 3.2%. Though still above the Fed’s targeted 2%, the reading came in lower...
A Step-by-Step Guide to Navigating Mortgage After Death for Loved Ones
Losing a loved one is never easy, and it's even more challenging to navigate the various financial and legal matters that arise after death. One such topic is understanding a deceased loved one's mortgage and what happens to it after they pass away. In this blog,...
Is the Housing Market Going to Crash in 2024? Important Information You Should Be Aware Of
There is no denying that mortgage interest rates are higher than they’ve been in years. Historically speaking, however, they are nowhere near all-time highs. But do these high rates mean a real estate bubble is forming? Does it mean homes will lose value? Will the...
Understanding Property Division: Who Gets the House in a Divorce?
Divorcing couples have a lot of considerations to manage, including ownership of joint property such as a house. Although many couples will experience an equal division of property during their divorce, other couples won’t experience an equal division of assets. This...
Navigating a Mortgage Buyout During Divorce With Strategic Mortgage Solutions
Ending your marriage is a harrowing experience, and navigating the division of assets can be even more challenging. The family home is one of the most critical assets to address during a divorce. If both parties agree to keep the house, one spouse must buy out the...
Buying a House After Divorce – Securing Your Financial Future
Divorce often brings some of the most significant changes to a person's life, including where and how they live. Deciding where to live after a divorce can be tricky and tumultuous, as it is essential to secure your financial future while finding a new home where you...