Cash Out Refinance vs Home Equity Loan: Which is the Better Financial Option?
Are you a homeowner looking to tap into your home’s equity for financial purposes? If so, you may have encountered two popular options: cash out refinance and home equity loans. Both options allow you to access the equity in your home, but they differ in terms...
Inflation, Interest Rates, and the Oregon Housing Market: What to Know
After months and months of rate increases, the Federal Reserve may finally be seeing the results of its efforts to calm inflation. The November 14, 2023, Consumer Price Index (CPI) slowed to 3.2%. Though still above the Fed’s targeted 2%, the reading came in lower...
A Step-by-Step Guide to Navigating Mortgage After Death for Loved Ones
Losing a loved one is never easy, and it’s even more challenging to navigate the various financial and legal matters that arise after death. One such topic is understanding a deceased loved one’s mortgage and what happens to it after they pass away. In...
Understanding Property Division: Who Gets the House in a Divorce?
Divorcing couples have a lot of considerations to manage, including ownership of joint property such as a house. Although many couples will experience an equal division of property during their divorce, other couples won’t experience an equal division of assets. This...
Navigating a Mortgage Buyout During Divorce With Strategic Mortgage Solutions
Ending your marriage is a harrowing experience, and navigating the division of assets can be even more challenging. The family home is one of the most critical assets to address during a divorce. If both parties agree to keep the house, one spouse must buy out the...