Home Loans in Oregon
At Strategic Mortgage we offer a wide range of options for home loans in Oregon. So no matter what your unique circumstances are, we can work with you to get you into a home you love.
Home Loans in Oregon
At Strategic Mortgage we offer a wide range of options for home loans in Oregon. So no matter what your unique circumstances are, we can work with you to get you into a home you love.
Our Loans
Jumbo Loans
A jumbo loan goes beyond the conforming loan limit so the houses are usually in the “luxury” category. The jumbo loan comes with unique underwriting policies and tax implications. Reach out to us to see if it’s the right loan for you.
Portfolio Loans
Portfolio loans are not sold to investors like their counterparts because they stay in-house. By keeping the loans in-house, lenders can offer programs with unique flexibilities and perks. An example: with a portfolio loan, the lender can allow someone’s stocks and bonds to be collateral. These loans are a bit riskier so call us to see if it’s the right loan for you.
Portfolio Loans
Portfolio loans are not sold to investors like their counterparts because they stay in-house. By keeping the loans in-house, lenders can offer programs with unique flexibilities and perks. An example: with a portfolio loan, the lender can allow someone’s stocks and bonds to be collateral. These loans are a bit riskier so call us to see if it’s the right loan for you.
VA Loans
VA guaranteed loans are made by private lenders for US Active Duty Military or Veterans. A couple of the reasons the VA loan is popular is because it doesn’t require a downpayment, and doesn’t need monthly mortgage insurance.
FHA Home Loans
An FHA home loan is one of the best options for home loans in Oregon because this loan has easier qualification standards and a lower down payment. The FHA, meaning “federal housing authority,” doesn’t make the loans but they do endorse it. The FHA exists to protect the lender if the loan goes into default but also offers the borrowers certain protections as well.
We’re proud to be one of the top FHA lenders in Oregon.
FHA Home Loans
An FHA home loan is one of the best options for home loans in Oregon because this loan has easier qualification standards and a lower down payment. The FHA, meaning “federal housing authority,” doesn’t make the loans but they do endorse it. The FHA exists to protect the lender if the loan goes into default but also offers the borrowers certain protections as well.
We’re proud to be one of the top FHA lenders in Oregon.
Reverse Mortgage
For people 62 and older, a reverse mortgage allows the homeowner to convert part of the equity of the home into cash. The reason it’s called a reverse mortgage is that the lender makes payments to the borrower instead of the other way around.
USDA Loans
USDA loans are great for homeowners wanting to live in more rural areas. If you pick a rural area to live in you may qualify for the USDA Loan.
USDA Loans
USDA loans are great for homeowners wanting to live in more rural areas. If you pick a rural area to live in you may qualify for the USDA Loan.
Additional Loan Programs
If you don’t see a loan option that fits your needs, we have many other programs we’re happy to offer. Contact our office today.
We’re Here to Help
Contact Us Today
Even if you don’t see something that fits your needs, contact our office. We have a lot of unique options sure to be just the home loan for you!
