Local.
Innovative.
Dedicated.
Strategic Mortgage Solutions
A Local Mortgage Broker in Eugene
At Strategic Mortgage Solutions, our team is at the forefront of delivering innovative home financing solutions in Eugene and across Oregon. We specialize in connecting clients with competitive mortgage lending markets and a wide array of lending programs. Our commitment to superior terms and personalized dedication ensures that clients in Eugene and throughout the region can access the most fitting mortgage solutions tailored to their unique needs.
Work With Us
We are always looking to add more talented brokers to the Strategic Mortgage Solutions team. If you would like to join our team of passionate and innovative mortgage brokers, contact us today.
Loan Programs
As proud mortgage brokers in Eugene, OR, we offer our clients a wide range of mortgage solutions. If you don't see what you need here, contact our office and we will be happy to see what we can do for you.
FHA Loans
FHA loans are great for people with lower credit scores or for first-time homebuyers.
Oregon VA Loans
The VA loan is a great option for veterans and active duty military.
Jumbo Loans
Jumbo loans exceed the conforming loan limit of about $510,400.
Portfolio Loans
Portfolio loans are home loans that are not sold to investors but kept in-house.
Renovation Loans
The renovation loan is great for a fixer-upper or for remodels on your home.
USDA Loans
A USDA home loan is great for buyers who want to live in a rural area.
Reverse Mortgage
A reverse mortgage allows anyone 62+ to access the equity and defer payment.
Refinance Options
If you’re thinking about refinancing your home loan, now is a great time do it.
Manufactured Home Loans
Manufactured homes are a great way to save money and get the space and style you want and need.
Conventional Mortgages
These loans work best for homes that fall in the "luxury" category or are over $500,000.
Home Construction Loans
Home construction loans are a great way to buy land and pay for the costs of materials and labor.
VA Construction Loans
VA construction loans are a great way for veterans to build that dream home. No down payment required!
Mortgage Brokers That Care
Our philosophy is simple: no two clients are exactly alike, and no two situations are the same. Therefore, we take the time to get to know you and custom tailor options. We are local, available, and accountable. With first-class service, we serve our client for life, meaning we don’t stop after the transaction is complete.
Meet Our Team
We have brokers with decades of experience, and our team is also growing. Learn more about each team member and what they can offer you.
FAQ's
Why should I work with a local mortgage broker in Eugene, Oregon?
A local mortgage broker can help you compare loan programs and lending options while providing personalized guidance throughout the homebuying process. Strategic Mortgage Solutions is based in Eugene and works with homebuyers and homeowners throughout Oregon.
What types of home loans are available in Oregon?
Oregon homebuyers may have access to conventional, FHA, VA, USDA, jumbo, construction, renovation, manufactured home, and other specialized mortgage programs. The right option depends on factors such as your credit, income, down payment, property type, and homeownership goals.
How do I know which mortgage loan is right for me?
Choosing a mortgage depends on your financial situation, the type of property you're purchasing, how much you plan to put down, and your long-term goals. A mortgage broker can compare available programs and help you understand which options may be the best fit.
Blog Roll
Stay up to date on the latest in the mortgage industry, and hear from our brokers first hand.
Modular Homes in Oregon: An Affordable Path to Homeownership
With the cost of buying and renting continuing to challenge many prospective homeowners, more buyers are looking beyond traditional stick-built houses for alternatives. One option gaining attention is modular homes in Oregon. Modular and manufactured homes can offer...
Downsizing Your Home: Is It the Right Move for Retirement?
As homeowners approach retirement, their housing needs often begin to change. The home that once provided plenty of room for children, family gatherings, and a busy household may eventually become more space than they need. For some homeowners, downsizing can be an...
Buying a Condo: What You Need to Know Before You Commit
Thinking about buying a condo? You're not alone. Condominiums offer an appealing path to homeownership—especially for first-time buyers, downsizers, and anyone looking for a low-maintenance lifestyle. But buying a condo is different from purchasing a single-family...